Car insurance is like a contract between you and the insurance company that protects your vehicles in the event of accidents, theft, or other covered incidents by providing financial assistance when such events arise.
But what happens when disputes arise, and claims are denied? This is where car insurance lawyers come into play.
We will cover what car insurance lawyers do, why you might need one, and where to find expert legal assistance when dealing with insurance-related issues.
What Is a Car Insurance Lawyer?
A car insurance lawyer, also known as a car accident attorney or auto insurance attorney, is a legal professional who specializes in cases involving car accidents and insurance disputes.
After a car accident, insurance experts are there to help. They use their expertise in the field of auto insurance to fight for the rights and interests of those affected by car accidents. They help you build your case and file for compensation in the right way.
What Do Car Insurance Lawyers Do?
The primary objective of a car insurance lawyer is to help you get financial compensation to cover costs like:
- Medical expenses for injuries to the driver and passengers
- Vehicle repair or replacement cost
- Liability damage or injuries caused to others
- Permanent disability
Here are ways these legal experts can help you get the full compensation possible
Assistance during claim denials
This is one important area car insurance lawyers can come in to assist. In the event of claim denials from your insurance provider, car accident attorneys can help you review your policy, gather evidence and all necessary documentation, and negotiate with the insurance company to ensure your rightful claims are paid.
For example, you were in a car accident, and your car got damaged. After filing for a claim, your insurance company unfairly denies or undervalues your claim, auto insurance attorneys can assist you with what information you need to gather, like photos of the damage, contact information of the other driver, and a description of what happened.
After that, they will get in contact with your insurance company and file the claim correctly for you. They also follow up with your provider to know the progress of your claim.
Policy interpretation: Help you understand your rights
A good number of people do not fully understand or know their rights in their car insurance policy. Due to this, when car accidents occur, they may be left confused as to how they can pursue their claim and get a full settlement for their claim.
Auto insurance attorneys in this case can interpret all relevant laws that apply to your case. They can tell you what your rights are, where it applies, and where it does not. With a skilled attorney by your side, you will never be left ignorant of what your rights are.
They offer Legal Advice
After a car crash, advice could come from several sources like family, friends, and other online sources, this sometimes could make your case even more confusing for you.
At this point, your best bet is to turn to a legal auto professional for the right advice. As experts, they offer legal counsel telling the way forward after you experience a car accident.
The usual protocol is to offer guidance on the most suitable approach based on the specific circumstances of your situation so you can get full financial recovery.
Legal representation in court
Insurance companies can sometimes be cunning when it comes to claims cases, they may often want to offer lowball settlements, but an accident lawyer can help you get a fair settlement.
If due to the severity of your case, you end up in the law court, a car insurance lawyer can stand and represent you through the whole dispute process making sure you receive your due compensation.
Auto insurance attorneys can help you investigate cases beyond taking evidence like photos of the damage, etc. They can thoroughly engage in an investigation of your accident to determine liability.
This may involve the attorney setting up a team of investigators to visit the scene of the accidents to collect evidence, interview witnesses who were present in the scene when the accident occurred and all other necessary evidence to back your claim.
Where To Find Car Insurance Lawyers
Finding the right car insurance lawyer for your claim can be stressful. But worry not, we have covered some of the best places you can find the right attorney to back your car accident claim and give you the right compensation possible.
Morgan & Morgan
Morgan & Morgan is a top US law firm. It was founded in 1988 and has its headquarters in Orlando, Florida. The company focuses on personal injury, medical malpractice, and class-action lawsuits. It operates its service in all 50 U.S. states and Washington DC.
If you are looking for a reputable brand with lawyers who have years of experience in car insurance claims disputes, you might want to consider Morgan & Morgan.
You can submit a form at Morgan & Morgan today to find a car accident attorney.
Gordon & Partners
Like Morgan & Morgan, you can find personal injury lawyers at Gordon & Partners to handle all types of injury cases, including car accident injuries, slip and fall accidents, nursing home abuse, and all other types of personal injury.
With Gordon & Partners, you will not pay any fee unless you win your case and obtain compensation. In addition, the firm boasts over 200 years of combined experience in personal injury litigation.
Their team of highly skilled attorneys has successfully obtained millions of dollars in favorable results for their clients.
Get started by filling out a form at Gordon & Partners today, or you can call 1 (855) 722-2552 for a free consultation.
Keep in mind that Gordon & Partners primarily operates in the state of Florida. However, it’s possible that Gordon & Partners may take cases from clients in other states on a case-by-case basis, but their primary focus and presence are in Florida.
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The Barnes Firm is another personal injury firm where you can consider getting a car insurance dispute lawyer.
Here’s what the company claims to do:
- Over 150,000 accident cases
- $2.5 billion recovered
- Over 500 combined years of experience
- Free Consultations
- No fee, unless you get paid
Barnes Firm can help you:
- Figure out all parties responsible for the incident.
- Help calculate your current and future losses resulting from the injury
- Fill all necessary injury claims on your behalf
- Show clear evidence to substantiate your claims
- And skillfully negotiate for the complete and rightful settlement you deserve.
You can speak with a lawyer by submitting your case on their website.
Over the years, Bisnar Chase has represented thousands of clients often resulting in success. The California-based firm focuses on personal injury cases, which include car accidents and insurance disputes.
You can call their toll-free line at (800) 561-4887 to speak with a personal injury attorney or visit their website to find out more.
Dolman Law Group
Dolman Law Group is a Florida-based law firm that assists clients with car accident claims. The areas served in Florida include:
- St. Petersburg
- New Port Richey
- Cocoa Beach
- North Miami Beach
- Palm Harbor
- Bonita Springs
- Boca Raton
- Fort Lauderdale
- Spring Hill
Other regional law offices in the U.S. where they operate include:
- New York
No matter where you live, once you find an office near you, you can call them for your free case evaluation.
You can call them at 833-552-7274 or book a free consultation with them today.
Other places where you can Find Car Insurance Lawyers
You can also find accident attorneys by visiting online legal directories like Avvo, Martindale-Hubbell, or FindLaw. You can also seek referrals from close friends who have worked with car insurance lawyers in the past to get the right attorney for you.
Is a car insurance lawyer worth it?
Several events can make hiring the services of a car insurance attorney worthwhile. At the same time, getting a legal expert to handle your car accident claim may not be worth it all.
Here is a highlight as to when you should bring an attorney to assist with your claim and when not.
When it’s worth hiring a Car Insurance Lawyer:
- Difficult claims process
- Serious injuries due to accident
- Insurance companies not cooperating with you
- For legal insight and negotiation
When it may not be worth hiring a Car Insurance Lawyer:
- Simple, and minor accidents
- Low financial return
- Comfort with self-representation
- Cooperative insurance company
Frequently Asked Questions (FAQs)
What should I look for when choosing a car insurance lawyer?
Choosing a Car insurance attorney should be a careful decision. Always check their experience, expertise in insurance law, track record of success, communication skills, and client reviews to be sure of getting the right lawyer to fight for your interest.
How much does it cost to hire a car insurance lawyer?
Most work on a contingency fee basis, where they only get paid if you win your case, you will need to discuss the fees during your consultation to get an accurate fee for their service.
How long does it take to resolve a car insurance claim with the help of a lawyer?
Well, there is no guaranteed time you can expect to resolve your car insurance claim with with help of a lawyer. The efficiency of your claim will depend on how complex your case is and several other factors surrounding your insurance company.
Will hiring a car insurance lawyer guarantee a favorable outcome in my case?
This may not always be true, as an attorney can’t assure an actual result. But you may expect a favorable outcome if you truly deserve due compensation for your accident.