Is Dental Bonding Covered By Insurance? Here’s What To Know

Is Dental Bonding Covered By Insurance
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    When it comes to dental procedures like bonding, many individuals wonder if insurance covers them, for that reason, our article today will seek to answer questions on whether dental bonding is typically covered by insurance companies, and also highlight when this procedure might or might not be covered by your dental insurance.

    But before we jump to that, let’s have a clue of what dental bonding means.

    What is Dental Bonding?

    Dental bonding is a cosmetic dental procedure used to enhance the appearance of teeth. It involves applying a tooth-colored resin material to repair teeth, correct imperfections, and improve smiles.

    Related: Single Tooth Implant Cost Without Insurance

    Steps Involved in Bonding

    1. The dentist will prepare the tooth by removing any decay or damage.
    2. The dentist will apply a conditioning liquid to the tooth.
    3. The dentist will apply the resin material to the tooth and cure it with a special light.
    4. The dentist will shape and polish the resin material to match the color of your natural teeth.

    Cost of Dental Bonding

    The average cost of dental bonding in the United States is between $200 and $600 per tooth. The price of bonding could vary based on a number of factors like the location of the dentist, the type of bonding to be carried out, and the material to be used.

    For example, if your are repairing a little crack on your teeth, you could expect to pay as little as $200, but major bonding procedures like adhesive bonding where your tooth needs restoration, could cost you as high as $600 or more.

    When is Bonding Covered?

    Here are some conditions where dental bonding could be covered by insurance.

    Medical Necessity

    If the reason for having bonding is medically necessary, then insurance will tend to provide coverage for the procedure.

    Coverage Levels

    Different insurance plans mean different coverage levels. If your dental plan has extensive coverage for bonding costs, then your policy may cover the cosmetic procedure for you.

    Preauthorization

    Your dentist may request approval from your insurance company before undergoing a specific dental procedure since not all dental insurance plans cover cosmetic treatments like bonding.

    When Dental Bonding is Less Likely to be Covered

    Below are reasons why bonding may not be covered.

    Cosmetic Bonding

    Cosmetic bonding, solely for aesthetic improvements, is less likely to be fully covered by insurance.

    Plan Limitations

    Some insurance plans have limitations on cosmetic procedures like bonding. You may need to review your plan’s terms carefully to ascertain if it covers bonding.

    Related: The Standard Dental Insurance Plans Review

    Is Dental Bonding Generally Covered by Insurance?

    Bonding is not always covered by insurance as it is a cosmetic procedure. However, whether or not it is covered will depend on your individual insurance plan and the specific reasons why you are having the bonding done.

    If your dental bonding is medically necessary or covered by your insurance policy, then your insurance is likely to cover it. But if you want the procedure for a mere aesthetic improvement or your dental plan doesn’t cover bonding, then it is unlikely for insurance to cover bonding costs.

    Why you may need Bonding

    • Fixing Chips and Cracks: If your teeth have small chips or cracks then bonding is a procedure you should consider having.
    • Covering Stains: if you have stubborn stains on your teeth, bonding can help you hide these stains and give you a bright and white tooth.
    • Closing Gaps: If your has small gaps between your teeth, bonding can help you close or cover those gaps.
    • Repairing Cavities: Bonding can fill small cavities in your teeth and help protect them from further damage.
    • Cosmetic Enhancements: Bonding can help improve the aesthetics of your teeth.

    Related: Costco Dental Insurance Plans Review: Is It Worth It?

    Why you may not need Bonding

    • No Tooth Problems: If you are devoid of any tooth problems, then you do not need bonding at all.
    • No Cavities: Without cavities, there’s no reason for bonding to fill them in.
    • No Chips or Cracks: When your teeth are not chipped or cracked, there’s no need for bonding to repair them.

    Frequently Asked Questions (FAQs)

    What can I do if my insurance does not cover bonding, but I still want the procedure?

    If your insurance does not cover dental bonding, and you still need the procedure, then you would have to be responsible for the full cost of the procedure. Your dentist can provide you with a cost estimate and discuss payment options.

    Is dental bonding covered by all dental insurance plans?

    No, coverage for dental bonding varies between insurance plans. Some plans may offer partial coverage, while others may not cover it at all. It depends on your specific plan and its terms.

    Are there limitations on the number of teeth that can be bonded under insurance coverage?

    Some insurance plans may have limitations on the number of teeth or the frequency of bonding procedures they will cover. Check your plan details for any such limitations.

    Is there a waiting period for dental bonding coverage under insurance?

    Waiting periods for dental procedures can vary between insurance plans. Some plans may have waiting periods for certain dental services, so it’s important to be aware of your plan’s specific terms.

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